In most cases no, we pay closing costs however, each offer is unique and it depends on how the offer is structured.

1. Initial Consultation Contact us to share information about your property. This can be done over the phone, online, or through a visit to the property. We’ll ask basic details about your home, such as the condition, size, and location. If you're facing any specific challenges (e.g., foreclosure or financial distress), let us know so we can tailor the process to your needs. 2. Property Evaluation We’ll evaluate your property to determine its market value. This includes looking at the condition of the home, comparable properties in the area, and the potential cost of any repairs needed. In some cases, we may schedule a quick walkthrough of the home, but we generally buy homes in as-is condition, so you won’t need to worry about repairs or renovations. 3. Receive an Offer After our evaluation, we’ll present you with an offer for your property. The offer will be based on our assessment, local market conditions, and the estimated repair costs. We’ll clearly explain how we arrived at the offer, ensuring full transparency throughout the process. 4. No-Pressure Decision Once you receive the offer, it’s completely up to you whether to accept or decline. There’s no pressure or obligation to accept. We’re happy to answer any questions or address concerns. If the offer doesn’t meet your expectations, we’re open to discussing adjustments. 5. Agreement and Contract If you accept the offer, we’ll sign a purchase agreement outlining the terms of the sale. The contract will be straightforward, with no hidden clauses, and we’ll walk you through every detail so you’re comfortable with what you’re signing. Once the contract is signed, we’ll handle all the paperwork and title work, ensuring a smooth and efficient transaction. 6. Closing We can close in as little as 7 to 30 days, or at a time that works best for you.

We start by looking at the market value of similar properties in your area. This involves reviewing recent sales of comparable homes (also known as "comps") to see what buyers are paying for properties similar in size, location, and condition. This gives us a general idea of what your property could be worth. The condition of your home plays a significant role in determining the offer price. If the home needs repairs, renovations, or updates, we factor in the cost of those repairs. Our goal is to estimate how much work will be required to bring the property up to market standards, so we can calculate how much we need to invest after purchasing. Once we determine the repair costs, we estimate what the property will be worth after all necessary repairs and updates are completed. This helps us figure out the future value of the home. Selling a home typically comes with costs, including agent commissions, closing fees, and holding costs (if the property takes time to sell after repairs). We account for these selling costs to ensure the transaction remains viable for both parties. If you need to sell your home quickly, we also take the urgency into account. In some cases, we can offer more flexibility on the price if a faster closing benefits you.

Yes, offers are aways negotiable! We aim to provide a fair and competitive price based on the property’s condition and market value, but we understand that you might have your own considerations or expectations. We encourage you to share your thoughts, and we’ll do our best to understand your perspective and see if we can adjust the offer. If you think something was overlooked or you have information that could impact the price, let us know. While we work within certain financial guidelines, we do have some flexibility to adjust the offer, especially if it helps meet your needs or timeline. Even if we negotiate, you’re under no obligation to accept the offer. We respect your decision and want you to feel comfortable with whatever choice you make.

We understand that selling a home can be a significant transition, and we’re happy to discuss options for assisting with moving or relocation. We offer flexibility when it comes to choosing your move-out date. Whether you need to move quickly or require extra time to find a new place or get settled, we’ll work with your schedule to ensure a smooth transition. In certain cases, we may provide financial assistance to help cover moving costs or other related expenses. We understand that the logistics of moving can be stressful, and we’re committed to making the process as seamless as possible. If you’re in a situation where you need to move quickly but haven’t yet secured a permanent home, we can help you explore temporary housing options to bridge the gap.

Yes, we prioritize confidentiality throughout the entire sale process. We understand that selling a home can sometimes involve personal or sensitive circumstances, and we handle all transactions with the utmost discretion. If you’re dealing with a sensitive situation such as foreclosure, divorce, or financial difficulty, we approach the sale with extra care to maintain your privacy and dignity. Your privacy is important to us, and we’re dedicated to ensuring that your home sale is handled with the highest level of confidentiality and respect. If you have any concerns about privacy or confidentiality, please let us know, and we’ll address them promptly.

Disclaimer: We are not tax advisors and the information provided below is for informational purposes only. For more information please speak with a tax professional. The tax implications of selling your home to an investor can vary based on several factors, including the sale price, your financial situation, and how long you’ve owned the property. Tax implications may apply when selling a home to an investor, realtor, etc.

Yes, you can sell your house if it’s in foreclosure, but it’s important to act quickly to avoid further complications. Selling your home before the foreclosure process is completed can help you avoid losing the home and possibly save your credit from a full foreclosure mark.

Yes, we can pay cash for your property, however the preferred method we use to purchase properties is by using creative finance opportunities to maximize your offer amount. Each situation is different and depends on the offer presented.

There are no fees or commissions to use our services.

If we can't agree on a price, that's completely okay. Our goal is always to ensure that you feel comfortable with the offer, and we understand that it might not always align with your expectations. We can also help guide you to other alternative solutions if selling to us doesn’t work. Whether it’s through a traditional real estate agent or other resources, we’re committed to helping you find the best path forward.

You won’t need to spend time or money fixing anything. We understand that many sellers may not have the resources or desire to handle repairs, so we take on that responsibility after purchasing the property. Whether your home needs minor touch-ups or major repairs, we’ll still make an offer. We specialize in buying homes that might need a little (or a lot of) work. By selling your home as-is, you can save time and avoid the hassle of dealing with contractors or delaying the sale for repairs. We’ll factor the cost of repairs into our offer, so there are no surprises.

We believe in complete transparency throughout the process. From how we calculate your offer to the steps involved in the sale, we’ll explain everything clearly. We’ll provide you with all the details you need so there are no surprises along the way. We follow all legal and ethical guidelines in every transaction. We pride ourselves on offering a no-pressure, no-obligation experience. If our offer doesn’t meet your needs or expectations, you’re free to walk away without any commitments. We’re here to help, not push you into a decision. The contracts we use are simple and straightforward, with no hidden clauses or complicated fine print. We make sure you understand everything before signing, and we’re happy to answer any questions you may have about the paperwork. We take the time to understand your unique situation and tailor our offer to meet your needs. Our focus is on building a trustworthy relationship and finding a solution that works for you. We are committed to earning your trust through honesty, transparency, and a genuine desire to help. If you have any concerns or questions, we’ll address them openly to ensure you feel confident and secure in your decision.

A "subject-to" transaction refers to purchasing a property while keeping the underlying mortgage intact, essentially assuming responsibility for the existing mortgage. The term "subject-to" is mentioned on HUD statement lines 203 and 503, signifying that we are acquiring the property subject to the existing mortgage terms. Despite its long history, some seasoned investors and brokers may not be familiar with the subject to strategy, and may raise concerns about its legality. However, the IRS recognizes and acknowledges the subject-to strategy. The term "subject-to" is even listed on the HUD statement, and the IRS provides information on the subject in Publication 537, which can be found at this link: Hud Example

In the highly unlikely event that we are "abducted by aliens" and unable to make payments, the property would be transferred back to the seller through the Deed of Trust. This means that the seller would keep all the funds we’ve paid so far, keep the appreciation and equity in the home as well as regain possession of the house.

You are protected by a document called a Deed of Trust , and Promissory Note enforced by the closing Title Company. A Deed of Trust is a legal document that allows a borrower to transfer the ownership of their property back to the original owner to avoid lengthy foreclosure and lawyer fees. This document is completed at closing and drafted by the Title Company.

No, we want this to be as painless as possible. so we will pay for a loan servicing company to service our agreement. A loan servicing company is a third-party entity that manages loan-related tasks such as collecting payments, sending statements, and ensuring that the borrower stays up to date on their payments. This helps the seller have peace of mind, knowing that their investment is being professionally managed.

In order to present your seller with a tailored offer, We will need some specific information about their situation. Don't worry, while some of the questions might seem a bit personal, they're essential for us to dive deep into the details and create an offer that's a perfect fit. Here are the key pieces of information I need to send the perfect offer: We will need the following information. *Full Address *Loan Amount Remaining *Interest rate *Monthly Payment * Major Repairs Needed Submit Your information Here

We’ll take a look at the information that you provided and may contact you by phone to get additional details about your situation and the property that you want to sell. Then, after considering all of the specifics of your home, we’ll usually be able to come up with a fair and honest offer on your property that’s a win-win-win for all of us. And once you have an offer from us, there’s no obligation whatsoever for you to accept it. We promise that the decision of whether or not to sell your home will always be totally left up to you. If you do decide to sell your home to us, the process will go fast and you even get to pick a closing date that fits your schedule!

When a borrower is obligated on a mortgage debt - but is not the party who is actually repaying the debt - the lender may exclude the full monthly housing expense (PITIA) from the borrower’s recurring monthly obligations if the party making the payments is obligated on the mortgage debt, there are no delinquencies in the most recent 12 months, and the borrower is not using rental income from the applicable property to qualify. ​ In order to exclude non-mortgage or mortgage debts from the borrower’s DTI ratio, the lender must obtain the most recent 12 months' cancelled checks (or bank statements) from the other party making the payments that document a 12-month payment history with no delinquent payments. Review full mortgage DTI details here: Fannie Mae DTI Assessment